Yes, the Citi Costco card is worth it for many people, especially if you frequently shop at Costco.
The card offers a generous rewards program, providing 4% cash back on eligible gas purchases, 3% on restaurant and eligible travel purchases, and 2% on Costco and Costco.com purchases.
For Costco shoppers, the 2% cash back can add up quickly, making the card a valuable tool for regular customers.
There’s no annual fee for the card, which is a significant perk when considering the overall costs. However, it does require a Costco membership, which is an added expense if you’re not already a member.
The Citi Costco card also includes benefits like extended warranty protection, purchase protection, and travel accident insurance. These features enhance the overall value and can save you money in unforeseen situations.
If you’re someone who doesn’t shop at Costco frequently, the card might not be as appealing. The rewards might not outweigh the membership costs if you rarely take advantage of the benefits.
Ultimately, if you’re a Costco regular, the Citi Costco card can be a fantastic way to maximize savings and enhance your shopping experience.
What are the rewards for the Citi Costco card?
The Citi Costco card offers 4% cash back on eligible gas purchases, 3% on restaurants and eligible travel, and 2% on purchases at Costco and Costco.com.
Is there an annual fee for the Citi Costco card?
There is no annual fee for the Citi Costco card, but you must maintain a Costco membership, which has its own fee.
What other benefits does the Citi Costco card provide?
In addition to cash back rewards, the card offers extended warranty protection, purchase protection, and travel accident insurance.
Can I use the Citi Costco card anywhere?
Yes, you can use the Citi Costco card anywhere Mastercard is accepted, but you earn the highest rewards when used at Costco and for eligible gas purchases.
Do I need to be a Costco member to get the card?
Yes, you need to be a Costco member to apply for and use the Citi Costco card.